"The turning point for our business was when i4C proved to us that a cashflow planning tool could be effortless and trustworthy."
Barry Newbury, Managing Partner, Epoch
As a Paraplanner I have used at least 5 separate cashflow planning tools over the years and they all had their limitations where i4C just doesn’t. It does it all and in a way that is intuitive and visually appealing to the user and clients. The complexity of tax calculations it performs relieves a huge amount of work from me and the outputs are displayed in a way that I can drill down into but remain simple on the surface for clients. The team at i4C are continuously challenging themselves to improve the software, factor more in, provide more support...
Steven Montague DipPFS EFA, Senior Paraplanner, Total Wealth ManagementRead more
The key reasons we selected i4C above others in the market were: The user experience for both adviser and client is best in class. This is reflected in the clean, stylish outputs and an intuitive back-end that allows data to be keyed quickly and efficiently. We wanted to work with a forward thinking firm. I like where i4C is taking the product and am excited to be part of some of the developments coming down the line. We also wanted to work with a firm that had a collaborative approach. Other providers had a very much ‘take it or...
Hugh Johnson, Head of Proposition Delivery, Sanlam Wealth PlanningRead more
i4C is so easy for my clients to engage with and to be able to answer the big question of “Can I afford to retire?” is brilliant! Being able to visualise and plan for their retirement means so much to my clients. It makes them clear and confident on the their plans and this cashflow planning tool is a valuable part of my Ongoing Management Service to help them make decisions throughout their retired life. Thank you so much i4C! Catriona Lumiste SOLLA Accredited Later Life Adviser & Care Fees Planning Specialist www.financialcaresolutions.co.uk
Catriona Lumiste, SOLLA Accredited Later Life Adviser & Care Fees Planning SpecialistRead more
For me, the ‘lightbulb’ moment was when, after inputting a very complex IHT case, which included a sale of a business, BR relief and Trusts, the IHT graphs showed a very clear analysis. I selected a couple of years and compared the output figures against my own manual calculations to provide the confidence and certainty that all is correct. It was at that point that I felt that the i4C was no longer a piece of software but a concise, integrated part of our process. Bernard Rust FCII; BA Hons Senior Consultant Chartered Financial Planner https://www.pkgroup.co.uk/
Bernard Rust, FCII, Chartered Financial Planner, PK GroupRead more
I hope you don’t mind but I signed up to trial your new i4C cashflow modelling tool today and I thought it would be good to give a bit of constructive feedback. I love the initial interface when you sign in. It is fresh and immediately obvious (even to an old man like me!) I really found reassurance in the double security of sending you an authentication code when you try and log in. This meets GDPR worries that Financial Planning firms may have and it made me feel comfortable to actually enter data to really take the thing by...
Darren Thomas, FPFS MCSI, Managing Director, Thomas and ThomasRead more
Jonny is 10 years old and is in poor health with reduced life expectancy due to complications when he was born. Jonny received a payment as a result of a medical negligence claim alongside a regular income to cover care and living costs. After the initial purchase of a new adapted property, there is a balance of £1.2 million on deposit for potential investment. Lawyers were appointed as deputy trustees for Jonny and are essentially responsible for all decisions with regards to his financial well-being.
Legal Trustees As Deputy For Jonny (Aged 10)Read more
Barry Newbury, Managing Partner, Epoch
Roger and his wife are in poor health. Roger has recently undergone the process of transferring his pension out of a defined benefit scheme to safeguard the potential to pass on value to his children on death. He has recently taken early redundancy and been living on cash savings rather than drawing on his pension whilst he assesses what his and his wife’s actual expenditure levels are. He has estimated this at £25,000 annually which leaves them with a shortfall of circa £10,000 per year over the next 9 years before their state pensions become available. Whilst Roger appreciates that...
Roger JonesRead more
Partner – Chambers Band 1 Law Firm
Alex (aged 55) and Sarah (aged 50) are both in good health with two children. Alex is a director in a local business and Sarah works as an administrator in the business. They draw a combined gross income of £125,000. They estimate they spend c.£70,000 per annually. They own their main residence worth £730,000, cash and investments of £125,000 and pensions of c.£400,000 invested in line with a balanced approach to risk.
Alex and SarahRead more